MODEL PORTFOLIO SERVICE
MODEL PORTFOLIOS TO MEET INDIVIDUALS’ INVESTMENT OBJECTIVES
At Carmignac, we have designed a variety of bespoke model portfolios to cater to the different investment objectives and risk appetites of different types of investors – from prudent investors to those willing to take more risk for potentially higher returns. We have partnered with SimplyBiz to launch this range of model portfolios, designed specifically for advisers’ use.
Across our four Carmignac Risk Controlled model portfolios, we have carefully diversified the fund mixes to ensure that active decisions on behalf of our clients are tempered by value-led passive strategies. This way we can maximise stability but not at the expense of potential returns. We believe this is a solution rare to find in the market – not least because each portfolio draws upon respected external funds as well as our own to draw potentially attractive results.
In building these model portfolios, Carmignac has applied an active approach to ensure clients’ objectives are front of mind, while meeting strict pricing constraints – all under independent oversight from risk consulting firm Hymans Robertson who have licensed the models to form part of their range of risk-controlled solutions, and RSMR Portfolio Service as our Discretionary Fund Manager.
MODEL PORTFOLIO 4
This accumulation profile works across active and passive funds, with a slightly increased weighting on UK corporate bonds, and UK and US equities, and a medium- to long-term strategy to outperform the benchmark, which is set at 2% above the UK Consumer Price Index. The model combines Carmignac’s own funds with other market-leading funds, and allows for a relatively tight volatility target between 8.1% and 8.5%, with maximum and minimum limits coming in at 10% and 6.5% respectively.
Model Portfolio 5
This accumulation profile follows a similar, heavily-diversified base characteristic, but with a higher performance target at 3% above the UK Consumer Price Index. Its active-passive split is defined by a marginally increased weighing towards equities in Asia and the emerging markets, while the remaining investments are finely balanced across the spread.
Portfolio 5’s volatility target is set higher, between 9.8% and 10.2% with a maximum and minimum tolerance sitting between 11.8% and 8.3%.
Model Portfolio 6
This accumulation profile provides a balanced approach to active versus passive funds, but edges further in its weighting towards US and UK equities, unlike the UK bonds weighting in Portfolio 4.
Yet more allowance is given for volatility here. The ideal target is set at between 11.6% and 12%, with a maximum and minimum limit sitting between 13.6% and 10%.
Model Portfolio 7
This accumulation profile is defined by a much bolder weighting towards US equities and yet it retains a balanced split between active and passive funds to favour longer-term stability. The Developed Pacific Region (ex-Japan) and Emerging Market equities also gain increased focus in this portfolio, though they are carefully balanced by passive funds in developed markets.
There is a relatively higher allowance still in Portfolio 7 for volatility targets – sitting between 13.4% and 13.8%. The maximum and minimum volatility limits are between 15.4% and 11.8% – again increasing investor options in risk-reward.
Our Partners
SimplyBiz
SimplyBiz provides comprehensive, market leading Compliance and Business Support to directly authorised advisers in the Financial Services sector.
RSMR
RSMR’s services include fund research, and financial news and markets commentary provided by some of the top fund groups in the UK.
Defaqto
Defaqto is a leading financial information, ratings and fintech business. Its independent fund and product information helps banks, insurers and fund managers with designing and promoting their propositions.
Hymans Robertson
Hymans Robertson provide independent pensions, investments, benefits and risk consulting services, as well as data and technology solutions.CARMIGNAC’S ACTIVE FUNDS WITHIN THE PORTFOLIOS
FP Carmignac Global Equity Compounders
A global, high-conviction equity fund for long-term investors.
PLATFORM AVAILABILITY
Our model portfolios are currently available on the platforms below. We’re always looking to expand this list, so please reach out if you have a request.
Contact the team
If you’re interested in our model portfolios or if you have a platform request, please contact our team:
Our team
David Beacham
Alisha Elster
ACTIVE MANAGERS, COMMITTED PARTNERS: THE CARMIGNAC DIFFERENCE
For over more than 30 years, Carmignac’s spirit of independent thinking has served an unchanged mission: fulfill our clients' long-term goals whilst contributing towards building a more sustainable world.
Main risks of the Funds
FP Carmignac Emerging Markets A GBP ACC
- Recommended minimum investment horizon
- 5 years
- Risk indicator*
- 6/7
- SFDR - Fund Classification
- Article -
*Risk Scale from the KIID (Key Investor Information Document). Risk 1 does not mean a risk-free investment. This indicator may change over time.
Main risks of the fund
FP Carmignac European Leaders A GBP ACC
- Recommended minimum investment horizon
- 5 years
- Risk indicator*
- 6/7
- SFDR - Fund Classification
- Article -
*Risk Scale from the KIID (Key Investor Information Document). Risk 1 does not mean a risk-free investment. This indicator may change over time.
Main risks of the fund
FP Carmignac Global Equity Compounders A GBP ACC
- Recommended minimum investment horizon
- 5 years
- Risk indicator*
- 6/7
- SFDR - Fund Classification
- Article -
*Risk Scale from the KIID (Key Investor Information Document). Risk 1 does not mean a risk-free investment. This indicator may change over time.
Main risks of the fund
FP Carmignac Global Bond A GBP ACC
- Recommended minimum investment horizon
- 2 years
- Risk indicator*
- 4/7
- SFDR - Fund Classification
- Article -
*Risk Scale from the KIID (Key Investor Information Document). Risk 1 does not mean a risk-free investment. This indicator may change over time.
Main risks of the fund
The Funds present a risk of loss of capital.
Note: FP Carmignac ICVC's prospectus, KIIDs and annual reports are available on the Funds pages.
Marketing communication. This material was prepared by Carmignac Gestion, Carmignac Gestion Luxembourg or Carmignac UK Ltd. The information contained in this document is provided to professional advisors for information purposes only and must not be communicated to any other person. It does not constitute personalised investment advice and must not be treated as a recommendation or an offer or solicitation for investment. The Discretionary Fund Manager of the model portfolio is RSMR Portfolio Services Limited, a limited company registered in England and Wales under Company number 07137872. Registered office at Number 20, Ryefield Business Park, Belton Road, Silsden BD20 0EE. RSMR Portfolio Services Limited is authorised and regulated by the Financial Conduct Authority under number 788854. © RSMR 2021. RSMR is a registered Trademark. Carmignac Gestion Luxembourg is the asset allocation adviser of RSMR for the construction of the model portfolio and does not have investment discretion over, or place trade orders for, any portfolio or account derived from this information. Investing involves risk. The value of investments and any income from them can fall as well as rise, is not guaranteed and your clients may get back less than they invest. The market value of, and the income derived from, the model portfolio may fluctuate in accordance with the values of the investments held by the portfolio, exchange rates between sterling and the currencies in which underlying investments are denominated, and other market conditions. Costs and charges are detailed in the most recent factsheet for each Model Portfolio. We cannot guarantee Defaqto risk ratings will remain static. The model portfolio is mapped against a selection of third-party risk profiling tools to assist advisers as part of suitability assessments for clients. Such tools are however only one aspect of an adviser’s suitability process and other such as the clients’ investment term/horizon and knowledge and experience should also be considered.